Site Map
- Overview
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Business Review
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Summary of Group results
- Summary of Group results and strategy
- Performance, income growth and cost management
- Credit quality and exposure to assets affected by current capital market uncertainties
- Capital management and liquidity
- Pension schemes deficit, sale of non core businesses and taxation
- Summarised segmental analysis
- Divisional results
- Our people
- Corporate responsibility
- Risk management
- Five year financial summary
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Summary of Group results
- Governance
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Financial Statements
- Report of the independent auditors on the consolidated financial statements
- Consolidated financial statements
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Notes to the Group accounts
- 1 Accounting policies
- 2 Critical accounting estimates and judgements
- 3 Segmental analysis
- 4 Net interest income
- 5 Net fee and commission income
- 6 Net trading income
- 7 Insurance premium income
- 8 Other operating income
- 9 Insurance claims
- 10 Operating expenses
- 11 Impairment
- 12 Profit on sale of businesses
- 13 Taxation
- 14 Earnings per share
- 15 Trading and other financial assets at fair value through profit or loss
- 16 Derivative financial instruments
- 17 Loans and advances to banks
- 18 Loans and advances to customers
- 19 Allowance for impairment losses on loans and advances
- 20 Available-for-sale financial assets
- 21 Investment property
- 22 Goodwill
- 23 Value of in-force business
- 24 Other intangible assets
- 25 Tangible fixed assets
- 26 Other assets
- 27 Deposits from banks
- 28 Customer accounts
- 29 Trading and other liabilities at fair value through profit or loss
- 30 Debt securities in issue
- 31 Liabilities arising from insurance contracts and participating investment contracts
- 32 Liabilities arising from non-participating investment contracts
- 33 Unallocated surplus within insurance businesses
- 34 Other liabilities
- 35 Retirement benefit obligations
- 36 Deferred tax
- 37 Other provisions
- 38 Subordinated liabilities
- 39 Share capital
- 40 Share premium account
- 41 Other reserves
- 42 Retained profits
- 43 Ordinary dividends
- 44 Share based payments
- 45 Related party transactions
- 46 Contingent liabilities and commitments
- 47 Financial risk management
- 48 Acquisitions
- 49 Consolidated cash flow statement
- 50 Future developments
- 51 Approval of financial statements
- Report of the independent auditors on the parent company
- Parent company financial statements
- Notes to the parent company accounts
- Shareholder Information